Ray has almost 20 years in the consumer directed healthcare industry. His experience includes working with brokers, consultants, payroll providers and TPA’s to provide best in class CDH strategies for their clients. He holds the CFCI (Certified Flexible Compensation Instructor), a designation from the Employers Council on Flexible Compensation (ECFC). Ray and his wife live in a suburb of Kansas City and have 5 children and a golden retriever. In his free time, Ray enjoys spending time with family and competing in BBQ contests around the Kansas City area.
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