Make the most of your health savings account.

Easy-to-use, FDIC-insured HSAs for individuals and families

All of the HSA benefits. None of the hassle.

With a Bend HSA, you don’t have to be a financial expert to maximize your health savings account. In fact, you can get started on your path to better financial health without any HSA knowledge at all.

Open Your HSA

Why open a Bend HSA?

If you have an HSA-eligible high deductible health plan (HDHP), you’re missing out if you don’t have a health savings account. Plain and simple, an HSA helps you save on taxes, take control of your healthcare costs and boost your bottom line. Even if you don’t think you have money to contribute, it’s still worth your while to open an HSA.

Know Your HSA

Feature rich. Gimmick free.

With a Bend HSA, you get the smartest, most advanced HSA on the market—no gimmicks, hidden costs or strings attached.

No strings with a Bend HSA
  • Easy, hassle-free HSA account management
  • Convenient, responsive platform with one-click access to
    • Fund your account and control HSA contributions
    • Track your health plan deductible
    • Get reimbursed for HSA eligible expenses
    • Track HSA expenses
    • Monitor tax savings
    • Find resources on HSA benefits
    • And more
  • Multiple investment options once your HSA balance reaches $1,000
  • FDIC-insured, secure health savings accounts
  • Debit cards included with every account
  • Transparent fees
Open Your HSA

Let us do the work.

The Bend Difference

Your Bend HSA comes equipped with the Bend Advisor—a unique tool that takes advantage of leading technologies, including artificial intelligence (AI) and machine learning, to help you track and manage your account. The Bend Advisor does the work for you, pulling in data from your other accounts—like checking, credit cards, payroll and health plans—and guides and makes recommendations for you every step of the way so you can feel confident that you’re growing and spending your savings wisely.

With the Bend Advisor, no expenses are left behind and you don’t need to worry about remembering what you paid for, with what account and if those expenses were eligible or not. You maximize your HSA and learn as you go—and before you know it, you will be an HSA expert. Let the Bend HSA be your health savings plan for medical expenses now and into the future.

The Bend Difference

Easy, convenient HSA management

From contributions and payments, to comprehensive account dashboards, your Bend HSA provides you on-the-fly access and all the tools you need to make the most of your HSA—without the headaches.

The Bend Dashboard
  • Contributions—Easily fund your HSA online with recurring or one-time contributions, link your bank accounts with the click of a button and more.
  • Payments—Use your Bend HSA debit card or any number of personal payment options for HSA-eligible medical expenses—at the doctor, dentist, pharmacy, optometrist and more.
  • Eligible medical expenses—Link your accounts to your Bend HSA and let the Bend Advisor track your eligible expenses for you. Add receipts to your online shoebox for easy recordkeeping. Get reimbursed immediately or save expenses for future reimbursement. With a Bend HSA, you never miss out on an eligible expense.
  • Account dashboards—With a Bend HSA, we’ve got your back. The Bend Advisor watches over your contributions, categorizes your expenses and makes sure you get maximum tax benefits. And you have on-demand access to all your main account information in one user-friendly dashboard.

Invest in your future.

Your Bend HSA is a powerful tool in more ways than one. On top of all the tax advantages and other benefits a health savings account provides, with a Bend HSA, you can also invest your HSA balance in mutual funds, just like a 401(k), and the money you earn from those investments is tax-free. With no fees or minimum investments required, and with the ability to invest and change funds as often as you’d like, it couldn’t be easier to make your HSA dollars work smarter and grow for your future.


Bend HSA takes the burden out of health savings accounts.

Open your Bend HSA today