Learn more about the fees associate with your health savings account.

Bend HSA Account Fees

Other HSAs are mainly transactional accounts. Bend takes advantage of leading technologies, including artificial intelligence and machine learning, to engage individuals and guide them toward financial health.


Ongoing Fees for Individuals

HSA Account Fee $2.50*

Electronic Statements Fee $0

*waived for accounts with an average daily balance over $3,000.


Interest Rates

The interest rate and Annual Percentage Yield (“APY”) applicable to the entire balance in your HSA Cash Deposit Account on any given day will depend on which of the specific balance ranges your daily account balance falls within on that day. The balance ranges are described below, and the initial interest rate and APY currently applicable to each are disclosed next to the particular balance level.

We reserve the right to change the interest rate and APY on your Deposit Account at any time at our sole discretion. We are not required to notify you in advance of those changes. We also reserve the right to change the balance levels on which different rates of interest may be paid.

Tier Balance Interest APY
I $0.01 - $2,499.99 0.05% 0.05%
II $2,500.00 - $4,999.99 0.10% 0.10%
III $5,000.00 - $9,999.99 0.15% 0.15%
IV $10,000.00 - $14,999.99 0.20% 0.20%
V $15,000.00 - $24,999.99 0.40% 0.40%
VI $25,000.00 and over 0.50% 0.50%

Investment Account

We offer a great investment solution* with the Bend HSA. This is an excellent optional feature. The Investment Access Fee is $3/month. Features Include:

•  401k-like easy-to-use platform
•  Ability to setup automatic sweep, so you can set it and forget it
•  Funds can move automatically to investments based on your preferences
•  Best-in-class list of mutual funds

*Invested funds are not FDIC insured and may lose value, and they have no bank guarantee.


Optional Services Fees

In case you need them, here are some optional services that we offer:

Wire Transfer $15

Paper Statements $1.50 / quarter

Account Closing Fee Full Balance Transfer $15


Get Started with Bend

Open a Bend HSA