Make the most of your health savings account.

Take control of your healthcare with an HDHP + HSA combination.

Enrolling in a high-deductible health plan (HDHP) and utilizing a health savings account (HSA) helps you keep more of your hard-earned money and lower your overall healthcare costs.

And with a Bend HSA, you don’t have to be an insurance or financial expert to maximize your health savings account. In fact, you can get started on your path to better financial health without any HSA knowledge at all. All you need is to have an HSA-eligible HDHP.

When you choose to make the most of your HDHP by partnering with Bend for your health savings account, you get all the HSA benefits—with none of the hassle.

Step 1:

Open Your Bend HSA

Step 2:

Feature rich. Gimmick free.

With a Bend HSA, you get the smartest, most advanced HSA on the market—no gimmicks, hidden costs or strings attached.

Easy, hassle-free HSA account management
Convenient, responsive platform with one-click access to
- Fund your account and control HSA contributions
- Track your health plan deductible
- Get reimbursed for HSA eligible expenses
- Track HSA expenses
- Monitor tax savings
- Find resources on HSA benefits
- And more
Multiple investment options once your HSA balance reaches $1,000
FDIC-insured, secure health savings accounts
Debit cards included with every account

Open Your HSA

Let us do the work.

The Bend Difference

Your Bend HSA comes equipped with the Bend Advisor—a unique tool that takes advantage of leading technologies, including artificial intelligence (AI) and machine learning, to help you track and manage your account. The Bend Advisor does the work for you, pulling in data from your other accounts—like checking, credit cards, payroll and health plans—and guides and makes recommendations for you every step of the way so you can feel confident that you’re growing and spending your savings wisely.

With the Bend Advisor, no expenses are left behind and you don’t need to worry about remembering what you paid for, with what account and if those expenses were eligible or not. You maximize your HSA and learn as you go—and before you know it, you will be an HSA expert. Let the Bend HSA be your health savings plan for medical expenses now and into the future.

The Bend Difference

Easy, convenient HSA management

From contributions and payments, to comprehensive account dashboards, your Bend HSA provides you on-the-fly access and all the tools you need to make the most of your HSA—without the headaches.

Contributions—Easily fund your HSA online with recurring or one-time contributions, link your bank accounts with the click of a button and more.
Payments—Use your Bend HSA debit card or any number of personal payment options for HSA-eligible medical expenses—at the doctor, dentist, pharmacy, optometrist and more.
Eligible medical expenses—Link your accounts to your Bend HSA and let the Bend Advisor track your eligible expenses for you. Add receipts to your online shoebox for easy recordkeeping. Get reimbursed immediately or save expenses for future reimbursement. With a Bend HSA, you never miss out on an eligible expense.
Account dashboards—With a Bend HSA, we’ve got your back. The Bend Advisor watches over your contributions, categorizes your expenses and makes sure you get maximum tax benefits. And you have on-demand access to all your main account information in one user-friendly dashboard.

HSA Accountholder: The Non-Funder

Over 40% of employees offered an HSA through their employer don't open one! Let the Bend Advisor show you how, even if you don't think you have extra money to fund the account, it's still worth it to open the HSA.

3.12 minutes

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HSA Accountholder: Spender

Many health savings account users fall into the spender category...people who spend more than they save each year. The Bend HSA, powered by the Bend Advisor, can help an HSA spender get all the benefits of an HSA while still covering their medical costs.

3.06 minutes

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HSA Accountholder: Saver

The Bend HSA uses artificial intelligence to work for all types of people, including an HSA Saver. The Bend Advisor can even help you move from a non-funder, to spender, to saver to investor. Learn how the Bend HSA works for everyone at BendHSA.com/resources.

3.57 minutes

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HSA Accountholder: Investor

An HSA can be a useful tool for long-term financial health. The Bend HSA helps you maximize the HSA tax benefits while also investing your HSA funds.

2.56 minutes

Take control of your healthcare with an HDHP + HSA combination.

Step 1:

Step 2:

Why open a Bend HSA?

Feature rich. Gimmick free.

Let us do the work.

The Bend Difference

Easy, convenient HSA management

HSA Accountholder: The Non-Funder

HSA Accountholder: Spender

HSA Accountholder: Saver

HSA Accountholder: Investor

Bend HSA takes the burden out of health savings accounts.